MyCard MY Cheapest Price Malaysia: 7-Tier 13.6 Sen Map
Published: 2026-07-01
If you bought a MyCard MY at a convenience store last quarter and the cashier shrugged at the 50-point top-up, you already met the platform's biggest quirk: retail face value sits flat at 13.60 sen per MyCoin across every denomination — 50 points for RM 6.80, 1,000 points for RM 136.00, and 2,000 points for RM 272.00. Walking out with cash burns roughly RM 3.45 extra on a 1,000-MyCoin pack versus the same code at REDX Game, which is the gap this guide measures down to the sen.
Stock is the other catch. SEA-issued MyCard points (Malaysia, Singapore, Indonesia, Thailand, Vietnam, Philippines) only work as game payment at titles that accept the MY card directly, like Ragnarok X: Next Generation, Slam Dunk Mobile (SEA), and Unknown Knights. As of June 2026, several intermediate tiers (90, 300, 350, 400, 450, 500, 750) have gone sold-out at major resellers, leaving the seven-tier ladder you'll see below as the realistic buy options.
Why MyCard MY beats face value at REDX Game
Three reasons stack on top of the per-MyCoin saving. First: instant delivery. The advertised window is 1–3 minutes on digital codes, so a Selangor Red Giants supporter grinding a weekend ROX event doesn't lose two hours on a 7-Eleven run. Second: MYR-only pricing. No USD layer, no foreign-card 2% wrapper, no Apple FX premium. Third: the 16-digit code lands in your inbox, so there is no physical card to misplace.
PathPer-MyCoin (1,000-pt pack)Total RMDelivery
Convenience-store retail face13.60 senRM 136.00Same-day cash run
REDX Game indicative reseller rate≈ 13.25 sen≈ RM 132.551–3 minutes
Apple App Store equivalent (in-game IAP)n/a (different SKU)Up to 30% Apple cut on in-app top-upInstant
"MyCard provides users access to pay for more than 1,000 digital content worldwide," the platform's parent operator notes on its official customer service centre. That 1,000-plus line obscures a sharper truth: MY-issued points fit a narrow SEA-only catalogue, and the per-MyCoin rate is the only honest benchmark.
MyCard MY tier table: 7 packs, 13.60 sen flat
The seven tiers below are the ones kept in active stock at REDX Game. Face value is the convenience-store sticker. The REDX column is the indicative reseller landing rate; check the live cart for the day's exact MYR figure.
TierMyCoinsFace value (RM)REDX indicative (RM)Sen/MyCoin (REDX)
T115020.40≈ 19.85≈ 13.23
T21,150156.40≈ 152.40≈ 13.25
T31,490202.64≈ 197.50≈ 13.25
T42,000272.00≈ 265.10≈ 13.25
T53,000408.00≈ 397.60≈ 13.25
T65,000680.00≈ 662.70≈ 13.25
T710,0001,360.00≈ 1,325.40≈ 13.25
Notice the flatness. Unlike Free Fire diamonds or Mobile Legends Diamonds, this card does not reward going bigger with a steeper discount. The T1 150-point pack and the T7 10,000-point monster both land at the same 13.25 sen/MyCoin floor, give or take a 0.02-sen rounding wobble.
Sen-per-MyCoin math at REDX Game
Flat pricing turns tier selection into a pure cashflow question. Boleh tahan if you're spending RM 20 for a one-off ROX event token; T1 is enough. Anything past T1 is a stockpile play. Three concrete scenarios anchor the math.
Scenario A — one-event spend. A Ragnarok X player in Petaling Jaya needs 1,000 MyCoins for a single-banner pull. Two T2 routes? No: T2 is 1,150 MyCoins for ~RM 152.40, leaving 150 unused points. A cleaner break is T1 (150) plus a fresh T2 (1,150) only if you'll burn through both within the validity window. Otherwise the lone T2 at RM 152.40 is the spend, and the 150 surplus rolls forward to next event.
Scenario B — quarterly grind. Tak perlu tunggu lama for the cashier queue. Buy T4 (2,000 MyCoins) once a quarter for ~RM 265.10. Versus four separate T1 buys of 150 MyCoins = RM 79.40 for only 600 MyCoins, which is much worse coverage. T4 yields roughly 3.3× the MyCoins for 3.3× the spend, but you pay once instead of four times and skip the cognitive tax of repeated checkouts.
Scenario C — Apple App Store sidestep. Apple's in-app purchase pipeline marks up in-game top-ups by roughly 25 to 30% on supported SEA titles. For a Ragnarok X player in Johor Bahru, this is where the MyCard MY route earns its keep: the MyCoin path bypasses Apple's storefront cut entirely, because you're redeeming a SEA-issued voucher at the game's web portal, not an iOS IAP. On a single 2,000-MyCoin equivalent voucher, the Apple-route premium is roughly RM 80 of pure platform tax that the reseller path avoids.
Two warnings the flat curve hides. One: SEA-issued MyCoins cannot top up MyCard's member wallet, so if you bought the card hoping to fund a Taiwan-region game like MapleStory TW, you're stuck. Buy MyCard Taiwan instead; it is a separate SKU. Two: Garena delisted MyCard as a Garena Coin payment method for overseas areas including Malaysia, so do not expect your MyCard MY to ever pay for Free Fire or Call of Duty Mobile coins.
How to redeem MyCard MY in 4 steps (Ragnarok X example)
Murah giler price is meaningless if the redemption flow eats 20 minutes. The realistic Kuala Lumpur path from checkout to in-game crystals on Ragnarok X: Next Generation, the most-topped-up MyCard MY title in 2026, looks like this:
- Pay at REDX Game. Pick your tier on the MyCard MY product page, then settle via DuitNow QR (PayNet biometric, roughly 12 seconds), TNG eWallet, or FPX from Maybank, CIMB, or Public Bank. MYR billing only.
- Receive the 16-digit code by email. Delivery window is 1–3 minutes per the advertised SLA. Save the email; the code is the redemption.
- Open the game's web top-up portal. For Ragnarok X, this is the MyCard-linked redemption page reachable via the in-game cashier. Pick MyCard, enter the 16-digit serial plus the PIN. MyCoins drop to your account ledger.
- Convert MyCoins to crystals. Inside the game store, exchange MyCoins for the crystal pack you want. Memang best part: the conversion rate is published on the cashier screen, so you can verify the in-game per-crystal price before you commit.
Shah Alam and Penang players using a school or office Wi-Fi network sometimes hit a captive-portal block on the redemption page; switch to mobile data for the last hop. Pro players from Yamato's TODAK roster have flagged the same workaround for cross-title gift-card redemption, and the same fix applies to Ipoh and Kuching connections behind university firewalls.
MyCard MY FAQ: region locks, payment rails, delivery
Q: Can I use my MyCard MY in Singapore or Taiwan?
No. SEA-issued points are catalogue-locked to titles that accept the MY-region voucher; the operator's own service note blocks them from Taiwan and Hong Kong catalogues. For Taiwan games, buy MyCard Taiwan as a separate SKU.
Q: Which games still accept MyCard MY in 2026?
Confirmed live SEA titles include Ragnarok X: Next Generation, Slam Dunk Mobile (SEA), Unknown Knights, Fantastic Baseball, and LDCloud. Always verify on the game's own top-up screen, because the catalogue rotates. Garena's overseas delisting means Free Fire, Call of Duty Mobile, and Honor of Kings are not accept-listed.
Q: How does the reseller price compare to convenience-store retail?
Roughly 2.5% off across every tier. On the T7 10,000-MyCoin pack, that is RM 34.60 saved versus the RM 1,360 retail face. REDX Game also runs MYR-only checkout, so you skip the foreign-card 2% wrapper a Visa/Mastercard route would add.
Q: What payment rails work for MyCard MY?
DuitNow QR (PayNet biometric, ~12 seconds in benchmarking), TNG eWallet (~10 seconds), Boost eWallet (~15 seconds), GrabPay (~12 seconds), and FPX from major Malaysian banks (Maybank, CIMB, Public Bank, RHB). All settle in MYR.
Q: How fast is delivery?
The advertised window is 1–3 minutes for digital codes. In practice a Kuala Lumpur or Ipoh DuitNow QR settlement plus auto-fulfilment lands the email well inside that window for in-stock tiers.
Q: Can I stack two smaller tiers to match a bigger one?
Yes, with one caveat. Stacking 2× T2 (2,300 MyCoins for RM 304.80) versus T4 (2,000 MyCoins for RM 265.10): the smaller stack adds 300 surplus MyCoins for RM 39.70. If you'll burn the surplus, the stack wins per-MyCoin; if it expires unused, the single T4 buy is cleaner. The MyCard MY validity period is typically up to one year from purchase, so most active players can stack safely.
Q: Is there a Bahasa Malaysia checkout page?
Senang gila even without one. The MyCard MY checkout is in English with MYR throughout, but the Malaysian payment-rail set (DuitNow QR, TNG, Boost, GrabPay, FPX) is fully familiar to local players. The 16-digit code itself is language-agnostic.
Across the seven-tier ladder, the flat 13.25-sen-per-MyCoin floor at REDX Game versus the 13.60-sen retail face is the only material lever. Pick the tier that matches what you will actually burn in the next 12 months, route the payment through DuitNow QR, and let the 1–3 minute SLA do the rest. Browse the live MyCard MY tier ladder to see today's MYR rate.
